FinTech is a portmanteau of Finance and Technology. It is a new-age term that, at its core, is a technology aimed at improving and automating the delivery and use of financial services. …

How Hedge Funds leverage Alternative Data to gain an edge. Alternative Data can change the way Hedge Funds optimize and maximize their returns. Talking about Alternative Data and Hedge Funds, let’s dig deeper into what each stands for. Data usually has two types: Traditional Data Non-Traditional Data Traditional Data comprises…

What is alt data? An upward trend was seen in hedge funds; alt data. Alt data is the non-traditional data generated from individuals, business processes, or sensors. Back in the 1600s, when John Graunt concluded death reasons and patterns using death records by London parishes, little did he know that the data about hospital…

Startups and businesses in 2020 and 2021 have undergone many changes, some positive and some not so positive. While the pandemic halted businesses worldwide, a sense of normalcy has been restored by remote work, online meeting platforms and e-commerce channels. …

The outbreak of the devastating pandemic has brought on with it some very obvious repercussions — largely driven by a dip in the economy. This change has specifically been reflected in the banking sector, and the domains attached to it. …

When deciding whether or not to grant credit to a consumer, many lenders rely solely on information from traditional credit data or on scores from three consumer reporting agencies across the country. While this can provide a useful indication of how well the consumer has handled their past obligations, it…

The Adage Of The Century — “Data Is The New Oil” Data as a raw material, has created an entire economy around it. The technologically advanced 21st century has witnessed a rapid rate of adoption of data-driven services, to aid the performance of other sectors. The true value of data…

Data science, data analytics, data mining, data privacy- the ever-expanding list of terms with ‘data’ in them are becoming increasingly common in our daily vocabulary and rightfully so. …

Banks and merchants have shared skewed dynamics since the advent of commercial trade in exchange for money; merchants require monetary support from lenders to operate their businesses but are often denied due to the nature of the trade they intend to carry out. Fast forward to the 21st century, and…