Mar 1Unified Payments Interface (UPI): How is UPI transforming the way people are transacting?Do you remember the first time you paid someone using any UPI (Unified Payments Interface) application? If you think long, and hard, and also check your first payment, you will know the answer to this question, UPI was introduced in India on April 11, 2016, and today, almost everyone you…Alternative Data7 min readAlternative Data7 min read
Feb 14Top 8 Ways Businesses Can Utilize Alternative DataOnce we wake up and start scrolling through social media apps like Instagram, we come across pictures of people getting married, starting a family, and similar interesting life-changing events. With this, it has also become common to see people starting their own businesses. Gone are the days when people used…Alternative Data6 min readAlternative Data6 min read
Jan 175 Reasons why data is the new soil.A few years ago, British mathematician Clive Humby famously stated that “data is the new oil.” While data has become a valuable asset in today’s economy, we at Data Sutram believe that there is a more apt comparison to be made. …Alternative Data3 min readAlternative Data3 min read
Aug 26, 2022The Fintech PanoramaFinTech is a portmanteau of Finance and Technology. It is a new-age term that, at its core, is a technology aimed at improving and automating the delivery and use of financial services. …8 min read8 min read
May 3, 2022Cutting (H)edgeHow Hedge Funds leverage Alternative Data to gain an edge. Alternative Data can change the way Hedge Funds optimize and maximize their returns. Talking about Alternative Data and Hedge Funds, let’s dig deeper into what each stands for. Data usually has two types: Traditional Data Non-Traditional Data Traditional Data comprises…Alternative Data5 min readAlternative Data5 min read
May 3, 2022Everything about Alternative DataWhat is alt data? An upward trend was seen in hedge funds; alt data. Alt data is the non-traditional data generated from individuals, business processes, or sensors. Back in the 1600s, when John Graunt concluded death reasons and patterns using death records by London parishes, little did he know that the data about hospital…Alternative Data3 min readAlternative Data3 min read
Dec 29, 2021Entrepreneur’s Resolutions for 2022Startups and businesses in 2020 and 2021 have undergone many changes, some positive and some not so positive. While the pandemic halted businesses worldwide, a sense of normalcy has been restored by remote work, online meeting platforms and e-commerce channels. …3 min read3 min read
Dec 9, 2021CIBIL & Alternative Credit Scoring — A Collision or A Collaboration?The outbreak of the devastating pandemic has brought on with it some very obvious repercussions — largely driven by a dip in the economy. This change has specifically been reflected in the banking sector, and the domains attached to it. …3 min read3 min read
Dec 2, 2021Traditional Credit Scoring Transformed with Alternative DataWhen deciding whether or not to grant credit to a consumer, many lenders rely solely on information from traditional credit data or on scores from three consumer reporting agencies across the country. While this can provide a useful indication of how well the consumer has handled their past obligations, it…2 min read2 min read
Nov 25, 2021Data Data Data — Where is the Oil?The Adage Of The Century — “Data Is The New Oil” Data as a raw material, has created an entire economy around it. The technologically advanced 21st century has witnessed a rapid rate of adoption of data-driven services, to aid the performance of other sectors. The true value of data…2 min read2 min read
