BNPL: A revolution in the Indian Micro Lending Space

  • By allotting a certain credit amount to consumers for a few days — with no processing or down payment fee, BNPL is enabling consumers to make purchases without any upfront payment deduction.
  • BNPL allows for impulsive purchases without worrying about immediate payment.
  • BNPL allows the elimination of Interest fees if payment is done before the due date.
  • Installments help spread the cost of large purchases.

Statistics reveal…

India’s BNPL Landscape
  • Utility Payment History- Electric, Rental Bills, Streaming Services Payments.
  • Location ScoreCard- Demographic Profile, Affluence, Commercial Activity value.
  • Telecom Data — Identity check, Mobile and Data usage, Travel patterns.



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Data Sutram

Data Sutram

Simplyfing Intelligence to make data accessible, relatable & easy to understand.